Commercial Financing

Custom Commercial Financing Strategies for Real Estate Investors & Business Owners

Commercial mortgage loans differ from residential mortgages primarily because they’re used to finance commercial property. The property may technically be a residence, but if it’s used as a commercial venture – for example, a large apartment building rented out for its income potential – a commercial real estate loan is generally required. There are two types of Commercial Loans: Owner Occupied and Investment (Non-Owner Occupied).

Agri-One Financial provides financing for a variety of Commercial Properties: Recourse or Non-Recourse loans available.

What We Help With

Explore Our Commercial Financing Solutions

Loan Programs

See the types of commercial financing we consult on — from traditional full documentation to SBA, USDA, stated income, and creative alternatives.

Best for business owners and investors who know what kind of loan they need.

Property Types

Explore the property types we specialize in — including multifamily, senior living, office, retail, gas stations, hotels, restaurants, and more.

Best for users starting with the type of property they’re working with.

SBA & USDA Loans

Learn how SBA 504, SBA 7(a), and USDA B&I programs work — and when they’re a better fit than traditional commercial loans.

Best for owner-operators and rural businesses.

Construction & Rehab Loans

We help clients structure large-scale development and renovation financing — including ground-up construction, major repositioning, and FHA/HUD-backed programs.

Best for developers, investors, or buyers tackling big projects.

Hard Money & Bridge Loans

Need to close fast? Facing a foreclosure or distressed opportunity? Our bridge and hard money consulting helps you access capital when traditional banks won’t move quickly.

Best for short timelines, distressed properties, or unconventional situations.